Earn 6.25% p.a. on balance up to Rs. 1 Lakh .
7.25% p.a. on balance over Rs. 1 Lakh up to Rs. 10 Lakhs and 7.00% p.a. on balance over Rs. 10 Lakhs.
Applicable interest will be calculated on the incremental amount for the slabs.
Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
Earn 6.25% p.a. on balance up to Rs. 1 Lakh .
7.25% p.a. on balance over Rs. 1 Lakh up to Rs. 10 Lakhs and 7.00% p.a. on balance over Rs. 10 Lakhs.
Applicable interest will be calculated on the incremental amount for the slabs.
Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
Earn more and smile more with our Standard Fixed Deposits!
Flexible options available
Competitive rate of interest
Simplified on-boarding
8.75 % p.a. on Fixed Deposit for period of more than 24 months to 36 months for amounts, less than Rs. 1 Crore (Non-Senior Citizen). Please refer the Interest Rate chart or visit our Bank branch for more details. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accidental Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident
It is Suryoday’s 10th anniversary as an organisation, and we’re celebrating with you!
Win exciting gifts on your Suryoday Small Finance Bank Debit Card (E-Commerce and POS) spends between 1 May 2019 to 30 June 2019!
Spend Rs 50,000 or more in May/June 2019 and get Gift Voucher of Amazon India worth Rs. 1,000 for each qualifying month
Spend Rs 1,00,000 or more cumulatively in May-and June 2019 and get additional Gift Voucher of Amazon India worth Rs 1,000
Top 3 spenders during May-June 2019 (Minimum Spend: Rs 1,00,000) win iPad Mini
Terms & Conditions+
The Suryoday Small Finance Bank 10th Anniversary Offer ("Offer") is open to Suryoday Small Finance Bank Savings Account Holders holding a valid Suryoday Small Finance Bank Debit Card (“Cardholder”)
The Offer is valid from May 1, 2019 to June 30, 2019 (both days inclusive), hereafter referred as the “Offer Period”
Offer
For the purpose of this Offer, Debit Card Spend would mean Purchase Transactions done using Card Present and Card Not Present transactions excluding cash withdrawal and Wallet Recharge.
Debit Card Spends during the offer period (“Achievement”) will be considered for calculating eligibility under this Offer. Spends made by using Joint Account Holder’s Debit Card will accrue in Debit Card of Primary Account Holder for calculating Achievement under this Offer
Purchase Reversal of Spend Transaction posted on cardholder’s Card Account during the Offer Period will be deducted from the Spends for the Purpose of calculating Spends Achievement irrespective of whether the Original Transaction corresponding to this Reversal was done during the Offer Period or before the Offer Period
Only Settled Transactions i.e. Transactions which have been successfully posted into the cardholder’s account by June 30, 2019 will be considered for calculating achievement under this Offer
Bank will not be responsible if a Transaction Authorized by the Bank has not been Settled by the Merchant
The participation in the Offer shall constitute deemed acceptance by the Card member of all the terms and conditions governing the Offer
Only approved undisputed Spends will be eligible for being considered under the Offer. All eligible Spends that have been carried out on the Debit Card during the Offer Period and reversed subsequently for any reason whatsoever shall not be considered while calculating Spends Achievement under this Offer
All applicable taxes, duties, levies of whatsoever nature in connection with the Offer shall be borne solely by the Cardholder
If the Cardholder ceases to be a Cardholder at any time during the Offer Period or before dispatch of Gift Vouchers / iPad Mini, all benefits under the Offer shall lapse. This includes any relationship terminated either by the Bank or the Cardholder.
The Bank reserves the right to disqualify any cardholder from benefits of the Offer, inter alia, for events like unusual transaction pattern or collusion between merchant and cardholder or any cases of charge back.
The Bank shall neither be responsible for nor guarantee the quality of products bought through the Gift Vouchers.
The Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered as a result of participating in the Offer.
The Offer is subject to force majeure events.
In all matters relating to the Offer, the decision of the Bank shall be final and binding in all respects
The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Offer by any other Offer, whether similar or different to this Offer or to withdraw it altogether without giving prior notice
The terms and conditions of the Offer shall be in addition to and not in substitution/derogation to the Primary Terms and Conditions governing the Debit Card and shall at all times be read along with terms of the Debit Card and such other terms and conditions that the Bank may deem appropriate in its sole discretion.
Any disputes arising out of this Offer shall be subject to the exclusive jurisdiction of competent courts in Mumbai only
Qualified Cardholders would be informed about the Amazon India Gift vouchers or Mini iPad (as applicable) by 31 July 2019
Any query regarding the offer should be communicated to the Bank before 30 June 2019
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DISCLAIMER
The audited financial statements of Suryoday Small Finance Bank Limited (“Bank”), as at and for the financial years ended March 31, 2018, March 31, 2019 and March 31, 2020 and the audit reports thereon dated May 30, 2018, May 29, 2019 and May 27, 2020, respectively (collectively, the “Financial Statements”), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (“SEBI ICDR Regulations”).
Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Anyone placing reliance on the Financial Statements, or any other information on the website of the Bank would be doing so at their own risk.
The information contained herein does not constitute an offer for sale of, or solicitation of an offer to buy, the securities of the Bank in the United States or in any other jurisdiction. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended.
While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk.
These Financial Statements should not be copied, reproduced, re-circulated, re-distributed, published or advertised in any media, website or otherwise, in any form or manner, in part or as a whole, without the express consent in writing from the Bank. Any unauthorized use of the Financial Statements contained herein is prohibited. Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Information contained in the Financial Statements is provided “as is” without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Further, past performance is not necessarily indicative of future results. Any opinion expressed on the Financial Statements are subject to change without notice.
The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose.
DISCLAIMER
The audited financial statements of Suryoday Small Finance Bank Limited (“Bank”), as at and for the financial years ended March 31, 2018, March 31, 2019 and March 31, 2020 and the audit reports thereon dated May 30, 2018, May 29, 2019 and May 27, 2020, respectively (collectively, the “Financial Statements”), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (“SEBI ICDR Regulations”).
Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Anyone placing reliance on the Financial Statements, or any other information on the website of the Bank would be doing so at their own risk.
The information contained herein does not constitute an offer for sale of, or solicitation of an offer to buy, the securities of the Bank in the United States or in any other jurisdiction. Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended.
While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk.
These Financial Statements should not be copied, reproduced, re-circulated, re-distributed, published or advertised in any media, website or otherwise, in any form or manner, in part or as a whole, without the express consent in writing from the Bank. Any unauthorized use of the Financial Statements contained herein is prohibited. Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. Information contained in the Financial Statements is provided “as is” without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Further, past performance is not necessarily indicative of future results. Any opinion expressed on the Financial Statements are subject to change without notice.
The Financial Statements are only current as of the dates specified therein and neither the Bank nor any of its respective advisors or representatives is under any obligation to update you in the event the information in the Financial Statements becomes stale or inaccurate. You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose.