Save Delightfully With Savings Ujjwal

Earn upto 7.75%* p.a. with monthly interest credit

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Your smile speaks

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“I am very impressed with Suryoday Bank. My Savings Account was opened in no time and got my debit card immediately. Now, I am doing transactions very easily. I can avail statement at any time via Mobile Banking App. Staff is very supportive.”

Maheshwari P

Salem, Tamil Nadu

Know More About Savings Ujjwal

An ideal account for the ones who want to build on the habit of savings. With Average Monthly Balance as low as ₹ 2,000 and flexibility of earning interest rates of up to 7.75%* annually, get ready can enjoy a hassle-free banking experience.

More Reasons To Choose Savings Ujjwal

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AMB Requirement

₹ 2,000 per month

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High Interest Rates

Up to 7.75%* p.a. with monthly interest credit

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Debit Card Offers

Year-round offers on spendings

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Safe & Secure Transactions

Safe & Secure Transactions

Rates & Charges

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Average monthly balance

₹2,000

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FD amount in place of AMB

₹10,000

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Minimum initial payment amount

₹2,000

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Eligibility and documents

Who can apply?

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Resident individual (single or joint Holders)

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Hindu undivided family

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Minor under appointed guardian

What are the documents required?

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Open Account in 3 Steps

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Fill in your personal details

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Authenticate your Aadhaar

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Complete your KYC

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Terms and Conditions

  • Taxes as applicable will be levied on the charges.
  • Earn 3.00% p.a. on balance up to and including ₹1 Lakh.
  • 5.00% p.a. on balance over ₹1 Lakh up to and including ₹5 Lakh.
  • 7.25% p.a. on balance over ₹5 Lakh up to and including ₹10 Lakh.
  • 7.50% p.a. on balance over ₹10 Lakh up to and including ₹2 Crore.
  • 7.50% on balance over ₹2 Crore up to and including ₹5 Crore.
  • 7.75% p.a. on balance over ₹5 Crore up to and including ₹25 Crore.
  • Contact branch for balance over ₹25 Crore.
  • Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.

T&C Apply.

Need Help?

Get in touch with our Smile Centre

Frequently Asked Questions

Can I have a debit card on Savings Ujjwal account?

Is Dynamic Cash Deposit Limit available on Savings Ujjwal account?

Which are eligible free transactions in Savings Ujjwal account per month?

With Savings Ujjwal account, are RTGS, NEFT & IMPS transactions chargeable at branch?

Are statements provided for free on Savings Ujjwal account?

What are charges slab on non-maintenance for Savings Ujjwal account?

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Interest rate of upto

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Daily ATM withdrawal limit

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₹1,00,000

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Average monthly balance

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Bank with us your way

Banking at Fingertips

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Fast, easy & secure banking

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Anywhere, anytime banking

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Cashless banking

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Espire Premium Banking

An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.

“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”

- D.H. Subramanium, Proud Espire Member from Navi Mumbai

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© 2025 Suryoday Small Finance Bank Limited

Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.

*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.

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