Earn As You Spend With Smiles
With Suryoday SFB Credit Cards
Your smile speaks
“At just 18, I, a student from Noida, received my first credit card: the Suryoday SFB RuPay Credit Card. Within just two months, I managed to build an impressive credit score of 786 by paying my bills on time using my pocket money.”
Aryan Singh
Noida, Uttar Pradesh
Know more about Credit Cards
Enter the world of Suryoday SFB Credit Cards and enjoy convenient digital payments as you make new memories or do things you love. What’s more? Keep earning cashback, reward points and discounts as you spend with smiles.
We understand your world
Choose our Credit Cards that are designed to deliver great experiences
Save More
Get Cashback, Reward Points and Discounts
Exclusive Offers
Enjoy offers only for credit card holders
Safe & Secure Transactions
Experience fast & convenient payments
Pick The One
Choose the one that suits your lifestyle
All Credit Cards at a glance
Enjoy our credit cards and unlock exciting savings
Suryoday SFB Stable Money Rupay Platinum Credit Card
Backed by your Fixed Deposit
Avail with low credit score
Year-round exciting offers
Suryoday SFB Stable Money Rupay Select Credit Card
Backed by your Fixed Deposit
Avail with low credit score
Exciting offers
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is a credit card?
Is having a credit card good or bad for financial health?
How is a credit card different from debit card?
Bank with us your way
Banking at Fingertips
Fast, easy & secure banking
Anywhere, anytime banking
Cashless banking
Version : -11.0
SHA256 : -b56d2ed4c843275b89307d431c284c0401253af6d3c7d9040ebf2beb1c1e952b
SHA1 : -efd2c45d95d84b15858d8a573fdcc9d2d259c9df
Version : -11.0
iOS user cannot install application other than the app store. We upload archive file which gets converted to ipa after upload to app store. Checksum of ipa and archive will never be same so checksum will not be applicable for iOS binary.
Espire Premium Banking
An exclusive curation of banking and lifestyle privileges to match your class, ambition and aspiration.
“Espire is an excellent banking programme. I have been recommending Espire to my colleagues and friends who are looking for extraordinary banking benefits along with enriched lifestyle experience.”
- D.H. Subramanium, Proud Espire Member from Navi Mumbai
Explore. Discover. Learn
We are registered with DICGC. Know more about it
Secure your family’s future effortlessly, register your nomination today. Enjoy seamless claim settlement and peace of mind for generations to come.
Sanchar Saathi is a mobile safety app by DoT that helps track lost phones, verify devices, and prevent fraud, ensuring secure and accountable mobile usage.
Celebrate Our Special Offers
Exciting rewards ready to delight you
Interest Rates
Feedback
About us
About us
Products & Services
Products & Services
Ways to bank
Ways to bank
Rate of Interest
Rate of Interest
Schedule of charges
Schedule of charges
Forms Center
Forms Center
Resources
Resources
Careers
Careers
Smile center
Smile center
Investor relations
Investor relations
Miscellaneous
Miscellaneous
© 2025 Suryoday Small Finance Bank Limited
Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
