Unlock The Power Of Your Fixed Deposit With Secured Credit Card
Avail against your Fixed Deposit
Your smile speaks
“At just 18, I, a student from Noida, received my first credit card: the Suryoday SFB RuPay Credit Card. Within just two months, I managed to build an impressive credit score of 786 by paying my bills on time using my pocket money.”
Aryan Singh
Noida, Uttar Pradesh
Know More About Secured Credit Card
Leverage the power of your Fixed Deposit by turning it into a credit card. Pay, shop, scan, swipe, and enjoy the life to fullest with your FD-backed credit card and keep earning interest on your Fixed Deposit.
More Reasons To Choose Secured Credit Card
Backed by FD
Avail against your FD as a collateral
Low Credit Score
Get without hassle of credit score
Exclusive Services
Enjoy offers only for credit card holders
Pick The One
Choose the one that suits your lifestyle
All Secured Credit Cards At A Glance
Suryoday SFB Stable Money Rupay Platinum Credit Card
Backed by your Fixed Deposit
Avail with low credit score
Year-round exciting offers
Suryoday SFB Stable Money Rupay Select Credit Card
Backed by your Fixed Deposit
Avail with low credit score
Exciting offers
Eligibility
Who can apply?
Age must be above 18 years and below 80 years
Must have an existing FD* with SSFB (un-liened, non-corporate and non-Tax-saver)
Must be an Indian citizen
Our Credit Card Partners
How To Apply
Check Eligibility
Complete Application Online
Submit Application
Documents For Easy Reference
Need Help?
Get in touch with our Smile Centre
Grievance Redressal
24*7 Toll free number
1800 266 7711
Write to us
scc@suryodaybank.com
Frequently Asked Questions
What is Suryoday Rupay Credit Card?
What are the annual charges & joining fees on Suryoday Rupay Credit Card?
Are there any waiver on the Annual charges or the joining fee?
Eligibility criteria for Suryoday Rupay Credit Card?
What is the process to get a Suryoday Rupay Credit Card?
How do I track the status of my Suryoday Rupay Credit Card application and Card delivery?
Where will my Suryoday Bank Rupay Credit Card be delivered?
My Suryoday Rupay Credit Card is undelivered, how can I request redelivery?
How do I start using my Suryoday Rupay Credit Card for Online and In-store purchases?
What are the Rewards & Benefits on Suryoday Rupay Credit Card?
When will the cashback credited?
How do I earn cashbacks on my Suryoday Rupay Credit Card purchases?
How can I check that how much cashback I have earned on my Suryopday Small Finance Bank FD Credit Card?
What to do if cashbacks on the Suryoday Rupay Credit Card are not received?
How do I dispute a transaction on Suryoday Rupay Credit Card?
How can I contact Suryoday Rupay Credit Card Customer Service?
What are the ways in which I can view my Suryoday Rupay Credit Card statement?
Can I link my Suryoday Rupay Credit Card with UPI and How?
What are the steps to link my Rupay credit card on BHIM app?
Can I make payment to any person or other Credit Card using the linked Credit Card on UPI?
Will I earn any cashback for UPI spends using Suryoday RuPay Credit Card?
Is there any capping on the cashbacks that can be earned on spends through Suryoday Rupay Credit Card?
Is there any limitation on the rewards & benefits that are available through RuPay on my Suryoday Rupay Credit Card?
What category of transactions are excluded from cashback?
What are the payment options for this credit card?
Is surcharge applicable on rent payment through the Suryoday Rupay Credit Card?
Is surcharge applicable on fuel payment through the Suryoday Rupay Credit Card?
Where can I download KFS documents from?
Where can I download MITC documents from?
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Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
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