Plan Your Financial Milestones With Double Joy Deposit
Guaranteed Double Returns With Smiles
Your smile speaks
“I am satisfied with Suryoday Bank staff's behavior. I get high interest rates on my savings account, fixed deposits and recurring deposits. Now, I am saving and growing my money securely. I recommend them to all my well-wishers, family, and friends.”
Sandip Padhan
Badimunde, Odisha
Know More About Double Joy Deposit
Nothing beats the joy of securing guaranteed double returns at the start of your investment journey! With Double Joy Deposit, invest with peace of mind and double your happiness. Designed to encourage regular savings to build a corpus and get recurring monthly pay-outs after the payment term.
More Reasons To Choose Double Joy Deposit
Double Returns
Invest for 11 years, get double for the next 11 years
Flexibility
Choose instalment amount that suits you
Peace of Mind
Achieve your financial goals with guaranteed returns
Pay-out Frequency
Get recurring monthly pay-outs
Eligibility and documents
Who can apply?
Existing Suryoday SFB Savings Account customers.
What are the documents required?
How To Apply
Verify your registered mobile number
Choose monthly instalment amount and other details
Review details and book your Double Joy Deposit
Need Help?
Get in touch with our Smile Centre
Frequently Asked Questions
What is Suryoday Small Finance Bank's Double Joy Deposit Scheme?
What is the minimum and maximum age group, who can invest in the same?
Who is eligible customer for this Deposit Program?
What is the minimum and maximum investment ticket size?
How many deposit a customer can open under this scheme?
Does one have to visit a branch to open this Deposit account?
What is the interest rate for this deposit and is it fixed or variable?
How often is the interest calculated and credited to the account?
Is there a lock-in period for this Deposit scheme?
Is 80 C Tax benefit applicable on this Deposit?
What are the tax implications of investing in this Deposit scheme?
Is there any online mechanism to track the Deposit?
Is nomination mandatory under this Deposit?
How would be the regular contribution made? What is the process of reminding the consumer of regular investments?
What happens if the customer misses the regular investment contribution.
What is the 'Grace Period’ for the missed contributions and is there any charges for the delayed payments?
Are these FD scheme insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC)?
Can I withdraw funds during the payment phase from this deposit?
Can I avail of an Overdraft against this Deposit?
How does the interest rate of this Deposit compare to other long-term investment options like PPF, NSC, or other bank FDs?
Do any other banks also offer similar products?
Explore Other Deposit Solutions
Regular Recurring Deposit
Earn interest of upto
8.60%* p.a.
Ideal for
Young Investors
Flexible tenures
minimum 6 months
Senior Citizen Recurring Deposit
Earn interest of upto
9.10%* p.a.
Ideal for
60 years & above
Flexible tenures
minimum 6 months
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© 2025 Suryoday Small Finance Bank Limited
Apply for Savings Account | Book Fixed Deposit (for New Customers) | Book Fixed Deposit (for Existing Customers) | Apply for Home Loan | Apply for Loan Against Property | Apply for Current Account
Please notify any unauthorized transaction on 1800 266 7711 or email at smile@suryodaybank.com immediately. Do not share OTP, PIN or any other sensitive banking details.
*Interest rates are subject to change. T&C Apply. DICGC insurance cover applicable.
