Schedule Of Charges

Schedule Of Charges	(Effective: January 01, 2020)
Saving Accounts	Savings Supreme	Savings Classic	Savings Aditya	Savings Ujjwal
Corporate salary Premium	Corporate salary Standard	Staff Salary	Savings Sunrise
Savings BSBDA	Savings BSBDA Small	Special Savings Account for Retail Assets	Savings TASC
Current Accounts	Current Supreme	Current Classic	Current Aditya	Current Ujjwal
Current Account Zero Balance	Current TASC

(Effective: January 01, 2020)

Saving Accounts

Corporate salary Premium

Corporate salary Standard

Special Savings Account for Retail Assets

Current Accounts

Current Account Zero Balance

Current TASC

Comparison of Charges for Savings Accounts and Current Accounts
Saving Accounts	Current Account

Comparison of Charges for Savings Accounts and Current Accounts

Schedule Of Charges	(Effective: June 01, 2019)
Saving Accounts	Savings Supreme	Savings Classic	Savings Aditya	Savings Ujjwal
Corporate salary Premium	Corporate salary Standard	Staff Salary	Savings Sunrise
Savings BSBDA	Savings bsbda small	Special Savings Account for Retail Assets	Savings TASC
Current Accounts	Current Supreme	Current Classic	Current Aditya	Current Ujjwal
Current Account Zero Balance	Current TASC

Schedule Of Charges

(Effective: June 01, 2019)

Schedule Of Charges	(Effective: January 01 , 2017 to May 31, 2019)
Saving Accounts	Savings Ujjwal	Savings Aditya	Savings Classic	Savings Supreme
Savings Sunrise	Savings BSBDA	Savings BSBDA Small	Savings TASC
Savings Salary	Salary Savings Standard	Salary Savings Premium	Special Savings Account for Retail Assets
Current Accounts	Current Ujjwal	Current Aditya	Current Classic	Current Supreme
Current Account Zero Balance	Current TASC

Schedule Of Charges

(Effective: January 01 , 2017 to May 31, 2019)

Rates for amount < 1 Cr.	Domestic Deposits (Effective: August 1st, 2017 to 20th Sept 2017)
For Fixed Deposit of amounts Rs. 1 Crore and above, please contact nearest Suryoday Small Finance Bank Branch or call on 1800 -266-7711
Period	Interest Rate (Per Annum)	Annualised Yield° (%)	Senior Citizen Rate # (Per Annum)	Annualised Yield° (%)
7 days to 14 days	4.00%	4.00%	4.00%	4.00%
15 days to 45 days	4.00%	4.00%	4.00%	4.00%
46 days to 90 days	5.00%	5.00%	5.00%	5.00%
91 days to 180 days	5.50%	5.50%	5.75%	5.75%
181 days to 240 days	8.25%	8.42%	8.50%	8.68%
241 days to 364 days	8.50%	8.68%	8.75%	8.94%
12 months to 24 months	9.00%	9.31%	9.25%	9.58%
>24 months to 36 months	8.75%	9.04%	9.00%	9.31%
>36 months to 60 months	8.00%	8.24%	8.25%	8.51%
>60 months to 120 months	7.50%	7.71%	7.75%	7.98%

Note for Fixed Deposits:

*- For Fixed Deposit amounting to Rs. 1 Crore and above, please contact nearest Suryoday Small Finance Bank Branch or call on 1800-266-7711
°- The annualized yield is the effective annual rate of return taking into account the effect of compounding interest.
#- Only Senior Citizens / Retired Personnel (60 years and above) who are Resident Indians are eligible.
Interest rates are subject to change from time to time. Applicable interest rates will be given as on the date / time of receipt of the funds by the bank.
When you open a Fixed deposit with Suryoday Small Finance Bank Ltd. Interest on Term Deposits is calculated as below:
1. On a Quarterly basis for deposits of more than 180 days.
2. Simple interest is paid at maturity for deposits of less than equal to 180 days.
3. Cumulative Interest/ re-investment interest is calculated every quarter, and is added to the Principal such that Interest is paid on the Interest earned in the previous quarter as well.
4. In case of monthly deposit scheme, the interest shall be calculated for the quarter and paid monthly at discounted rate over the Standard FD Rate.
Tax at source is deducted as per the Income Tax regulations prevalent from time to time.
The Bank computes interest based on the actual number of days in a year. In case, the Deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e.,366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of days.
The Minimum tenure for earning FD interest is 7 days.
The rate applicable on premature withdrawal would be 1% less than the rate applicable from the lower of the two:
1. Rate for original /contracted tenure for which the deposit has been booked (as on the date of booking the deposit).
2. Rate for the actual tenure for which the deposit was in force with the Bank (as on the date of booking the deposit).
As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.

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Schedule Of Charges

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