About Mobile Business Correspondent
Mobile BC refers to customer service point of the Bank which work as a Business Correspondent and an extended arm of the branches. Following are the services provided by Mobile BC:
- Money Transfer (IMPS)
- AEPS Cash Withdrawal of any Bank
- M-ATM (Withdrawal via ATM card and Pin)
- Cash Deposit in Suryoday Account
- Savings Account opening in Suryoday
- FD/ RD opening in Suryoday
- General Insurance
- Loan Repayment for Suryoday Loans
- Bill Payment via BBPS
Eligibility Criteria for Mobile BC
- Minimum qualification should be 10th standard passed, graduates (preferred)
- Resident of area for at least 1 year
- Knows to operate Android mobile phone and computer literate
- Knows the basics of Banking like IMPS, AEPS, Savings Account, FD, RD , Bill Payment, Loans
- Conversant with the local dialect
- Can invest in the business to set up a Kiosks and have working capital to run his day to day business on pre-funded limits
List of occupation (preferred) to become Mobile BC
- Mobile Shops
- Kirana/Medical/Fair price shop owners
- Public Call Operators (PCOs) / Cyber Cafe
- Petrol pump owners
- Common Service Centers
- Xerox Shops
- Any other Individuals
Must have to qualify as a Mobile BC
- Aadhar Card
- Mobile Number
- PAN Card
- Active Bank account with Suryoday
- Smart phone
- Address of Work (Shop Address)
- Email ID
Fill the Mobile BC application form
- INSTA TOUCH Saving Account
-
01Eligibility & Requirement
- Resident Individual (Single Holders)
- Hindu Undivided Family
- Average Monthly Balance: NIL
- Issuance/ Initial charges : 499/- (Including GST)
- FD amount in lieu of AMB: NA
- Charges for non-maintenance of AMB : NA
- Minimum initial payment amount: NIL
02Features- Rs. 50,000 per month for initial 3 months with credit limit restriction from the
account activation date. - After 3 months credit limit restriction will be Rs. 5,00,000 per month.
- Higher interest rate of upto 7.50%** on your Savings Bank account
- Monthly pay-out of interest in the account
- RuPay Classic Secure Chip Debit Card with:
- Debit card limit on ATM -per day- Rs. 20,000
- Debit card lomit on POS- per day- Rs. 20,000
- 5 free transactions per month on other Bank ATM in India
- Charges beyond free limit- Financial Transaction : Rs. 20
- Charges beyond free limit- Non-Financial transaction : Rs. 10
- Competitive cash deposit limits
- Lower charges on RTGS, NEFT & IMPS
- 3 free transactions via Net Banking/Mobile Banking (Fungible between RTGS
and IMPS) in a calendar month. Chargeable at branch - Unlimited free via Net Banking/Mobile Banking. Chargeable at branch
- Monthly e-mail statements free of cost
- Half yearly physical statement free of cost
03Fees & Charges- To Know The Schedule of Charges Please Click Here Click Here
04Rate of Interest- To Know The Rate Of Interest Please Click Here
05Documents required- As per the extant KYC Policy of the Bank
-
- SARAL Saving Account
-
-
01Eligibility & Requirement
- Resident Individual (Single Holders)
- Hindu Undivided Family
- Average Monthly Balance: NIL
- Issuance/ Initial charges : 499/- (Including GST)
- FD amount in lieu of AMB: NA
- Charges for non-maintenance of AMB : NA
- Minimum initial payment amount: NIL
02Features- Rs. 50,000 per month for initial 3 months with credit limit restriction from the
account activation date. - After 3 months credit limit restriction will be Rs. 5,00,000 per month.
- Higher interest rate of upto 7.50%** on your Savings Bank account
- Monthly pay-out of interest in the account
- RuPay Classic Secure Chip Debit Card with:
- Debit card limit on ATM -per day- Rs. 20,000
- Debit card lomit on POS- per day- Rs. 20,000
- 5 free transactions per month on other Bank ATM in India
- Charges beyond free limit- Financial Transaction : Rs. 20
- Charges beyond free limit- Non-Financial transaction : Rs. 10
- Competitive cash deposit limits
- Lower charges on RTGS, NEFT & IMPS
- 3 free transactions via Net Banking/Mobile Banking (Fungible between RTGS
and IMPS) in a calendar month. Chargeable at branch - Unlimited free via Net Banking/Mobile Banking. Chargeable at branch
- Monthly e-mail statements free of cost
- Half yearly physical statement free of cost
03Fees & Charges- To Know The Schedule of Charges Please Click Here Click Here
04Rate of Interest- To Know The Rate Of Interest Please Click Here
05Documents required- As per the extant KYC Policy of the Bank
-
-
- Taxes as applicable will be levied on the charges.
- *Earn 3.00% p.a. on balance up to and including Rs. 1 Lakh; 5.00% p.a. on balance over Rs. 1 Lakh up to and including Rs. 5 Lakh; 7.25% p.a. on balance over Rs. 5 Lakh up to and including Rs. 10 Lakh; 7.50% p.a. on balance over Rs. 10 Lakh up to and including Rs. 2 Crore and 7.50% on balance over Rs. 2 Crore up to and including Rs. 5 Crore; 7.25% p.a. on balance over Rs. 5 Crore. Applicable interest will be calculated on the incremental amount for the slabs. Rates are subject to change from time to time at the sole discretion of Suryoday Small Finance Bank Ltd.
- *T&C Apply